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An insurance policy is the contract that sets out the terms of the insurance agreement between the insurer and the insured. It defines, among other things, coverage, exclusions, limits, obligations, premium and the procedure that applies when a covered event occurs.

An insurance broker is a professional who acts as an intermediary between clients and insurance companies. Their role is to help compare policies and coverage options that fit each client's needs.

Available payment methods depend on the insurance company. Common options may include:• Cash• Bank transfers or deposits• Credit or debit card in person, through an online portal or via a payment link

• One Alliance Seguros• Atlántica Seguros• ARS SeNaSa• Seguros APS• Pan-American Life• Unit• La General de Seguros• Seguros Yunen• Seguros Patria• BMI• La Monumental• MAPFRE Salud ARS• WorldWide Seguros• Seguros Futuro• Crecer Seguros• Coopseguros• Dominicana Compañía de Seguros• Seguros Pepín• La Colonial• Universal• Seguros Reservas• Humano Seguros• MAPFRE• SURA

Using an insurance broker does not automatically mean an additional cost for the client. Commissions, fees and conditions depend on the policy and insurer, so the quote and contractual documentation should be reviewed before purchasing.

• Personalized guidance based on your individual or business needs.• Access to options from multiple insurers, making it easier to compare coverage and prices.• Support in understanding policy terms, exclusions and conditions.• Assistance with claims and policy management when applicable.• Periodic policy reviews and risk guidance as your needs change.Any negotiation, savings or specific outcome depends on the insurer, policy and individual circumstances.

At VIZ Consulting you can explore insurance options for vehicles, health, life, home, businesses, bonds and other specialized coverage, subject to availability from the insurance companies we work with.

You can request a quote through our website or contact the VIZ Consulting team directly for guidance.• WhatsApp: https://wa.me/18097412781• Phone: 809-741-2781• Email: info@vizconsulting.net• Website: www.vizconsulting.do

An insurance broker can help you compare alternatives from different companies, understand coverage and exclusions, and receive guidance when choosing an option that fits your needs.

When choosing an insurance policy, review the coverage, exclusions, premium, deductible, limits, policy conditions and the insurer's service quality.

If you have a claim, first make sure everyone involved is safe and seek medical attention if needed. Then contact your insurer and VIZ Consulting as soon as possible to report the case and receive guidance on the steps and documents that apply to your policy.

A surety bond is a guarantee intended to support the performance of certain contractual, legal or regulatory obligations. It may be required, for example, in construction contracts, tenders, customs operations or other procedures, depending on the applicable requirements.

VIZ Consulting combines personalized support with digital tools that make it easier to compare, quote and manage insurance. Our approach focuses on clear information, attentive service and solutions adapted to each client's needs.

• Make sure everyone is safe and move to a safe place if possible.• Call emergency services (911) if anyone is injured or there is serious damage.• Collect the other driver's details, including name, phone number and insurance information.• Take photos and note the time, location and circumstances. Avoid admitting liability before the incident has been properly assessed.• Complete the appropriate official report with DIGESETT, Casa del Conductor or Centro de Asistencia al Automovilista, as applicable. Keep your ID, driver's license, vehicle registration and insurance documentation available.• Notify your insurance company as soon as possible so the claim can be handled according to your coverage.• Follow the insurer's claims process for any covered damage.

Motor vehicle insurance helps protect the owner financially against covered events involving the vehicle, subject to the policy terms.Mandatory third-party liability insurance covers liability for damage or injury to third parties within the applicable limits and conditions.Comprehensive or own-damage coverage may include damage to the insured vehicle as well as third-party liability, depending on the policy.Coverage varies by product and may include accident damage, theft, fire or natural events.