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Business Interruption Insurance
A policy designed to protect businesses against financial losses caused by the partial or total interruption of operations due to unforeseen events such as fire, natural disasters, theft or other covered losses.
What does this policy cover?
Loss of income: compensates for income the business would have earned under normal operations.
Fixed expenses: covers continuing costs during the interruption, such as rent, payroll or utilities.
Additional expenses: may include extraordinary costs needed to resume operations, such as temporary premises or equipment relocation.
Who is it for?
Businesses of any size seeking to protect their income stream.
Companies that depend on a physical location or critical infrastructure to operate.
What does this policy cover?
Operational continuity: helps maintain financial stability during a crisis.
Comprehensive protection: complements property or fire insurance.
Business resilience: strengthens the ability to recover from unexpected events.