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Mandatory Motor Liability Insurance
A mandatory policy that covers bodily injury or property damage a driver may cause to third parties in a traffic accident, allowing the insured to respond legally and financially when another person or property is harmed. It is commonly known in the Dominican Republic as mandatory or statutory motor insurance and is also referred to as third-party liability insurance.
What does this policy cover?
Third-party property damage: repair or compensation for damage to other vehicles, property or assets.
Third-party bodily injury: covers medical expenses and compensation for injuries caused to other people involved in the accident, subject to policy terms.
Who is it for?
Owners of private or commercial vehicles
Drivers who need to comply with mandatory insurance requirements
Companies with fleets requiring minimum compulsory coverage
Users seeking an economical and practical level of basic protection
What does this policy cover?
Allows the vehicle to circulate in compliance with applicable legal requirements
Helps prevent the insured from bearing high third-party damage costs personally
May include legal assistance in the event of litigation.