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Pay-Per-Use / Mileage Insurance
A form of comprehensive motor insurance in which the premium is calculated according to the number of kilometers you actually drive instead of a fixed annual rate. It is ideal for people who use their vehicle infrequently or mainly for short trips. The main difference from traditional comprehensive insurance is the billing model, not the quality of coverage.
What does this policy cover?
Collisions, rollovers or impacts with fixed objects.
Total or partial theft of the insured vehicle.
Fire, explosion or lightning.
Flooding, hail, earthquakes and other natural disasters.
Vandalism or attempted theft.
Roadside assistance such as towing, battery service, fuel delivery or locksmith services
Third-party liability
Medical expenses for occupants
Who is it for?
Drivers who use their vehicle occasionally or moderately
People who work from home or have limited travel needs
Clients seeking efficiency without sacrificing coverage
Owners of second or weekend vehicles
What does this policy cover?
Pay only for the kilometers you actually drive
Full visibility into usage and billing
Ideal for occasional drivers or low-mileage vehicles
Integrated technology for accurate measurement through an app or device
Coverage comparable to traditional insurance, potentially at a lower cost
Flexible plans adapted to your lifestyle
Reduce monthly costs without leaving your vehicle unprotected
Well suited to city cars, second vehicles or seasonal vehicles