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Machinery Breakdown Insurance
A specialized policy that protects industrial equipment and fixed or mobile machinery against direct, sudden and unforeseen physical damage that may occur during operation, maintenance, cleaning or even while the equipment is idle.
What does this policy cover?
Mechanical or electrical failure, such as short circuits, overloads or internal defects.
Human error, negligence or improper operation.
Fire, internal explosion or lightning.
Water damage, humidity or corrosion.
Robbery with violence or vandalism.
Dismantling, transportation and reinstallation expenses for repairs.
Who is it for?
Manufacturing and processing industries
Agribusiness and packaging companies
Electric, thermal or hydroelectric plants
Operators of heavy or automated machinery
Hospitals, laboratories and technology centers
Industrial or technical maintenance companies
Businesses that depend on machinery for daily operations
What does this policy cover?
Helps avoid unexpected repair or replacement costs for critical equipment
Minimizes interruptions to industrial or technical processes
Provides protection against certain internal or hidden causes of damage