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Contractors’ All Risks Insurance
A specialized policy that protects civil works under construction against accidental, sudden and unforeseen physical damage. It can cover the structure under construction, materials, equipment and project-related liabilities from the start of the works through final handover.
What does this policy cover?
Damage from fire, explosion, earthquakes, flooding and other natural events.
Robbery with violence or vandalism at the construction site.
Human error, design failures or defective materials.
Damage to third-party property or bodily injury during construction.
Demolition, debris removal and emergency work expenses.
Who is it for?
Construction companies, real-estate developers and contractors
Public or private infrastructure projects such as buildings, bridges and roads
Renovation or expansion of existing structures
What does this policy cover?
Protects civil works, structures, materials and equipment against accidental physical damage.
Helps avoid major out-of-pocket costs from fire, theft, collapse, natural events or human error.
Can apply from excavation through final handover, including installation, testing and commissioning.
Allows contractors and developers to focus on execution with less disruption from claims.
May include damage to neighboring property and injury to third parties, depending on the plan.