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Contractors’ Plant & Equipment All Risks
A specialized policy that protects machinery and equipment used in civil works, construction or industrial activities against accidental, sudden and unforeseen physical damage. It can cover equipment while operating or idle, in transit or stored at the work site.
What does this policy cover?
Collision, overturning or derailment.
Fire, explosion or lightning.
Robbery with violence or malicious acts.
Damage caused by natural events such as flooding, landslides or earthquakes.
Operator error, negligence or human error during operation.
Ground subsidence or structural failure.
Who is it for?
General contractors and subcontractors
Construction companies and civil engineering firms
Heavy machinery operators
Industrial or electrical maintenance companies
Public and private works projects
Construction equipment rental companies
What does this policy cover?
Covers accidental or unforeseen physical damage, including operational handling risks
Helps avoid major repair or replacement costs for expensive equipment
Protects equipment both on site and while being transported between projects