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Electronic Equipment Insurance

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A specialized policy that protects technological devices and electronic systems against accidental, sudden and unforeseen physical damage. It can cover equipment while operating or idle, including during maintenance, cleaning or movement within the insured premises.

What does this policy cover?

  • Short circuits, power surges and electrical failures.

  • Fire, explosion and lightning.

  • Robbery with violence or vandalism.

  • Operator error, negligence or malicious acts.

  • Water damage, humidity or corrosion.

  • Installation, design or material defects.

Who is it for?

  • Commercial and service companies

  • Industrial businesses with automated or control systems

  • Banks, insurers and financial institutions

  • Educational and scientific institutions

  • Media and audiovisual production companies

  • Technology, telecommunications and data-center operators

  • Hospitals, clinics and laboratories

What does this policy cover?

  • Helps avoid repair, replacement or downtime costs for critical equipment

  • Protects fixed and mobile equipment, including during transit or installation

  • Provides support against events that may disrupt operations or damage reputation

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