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Property All Risks Insurance
Comprehensive coverage that protects real property and its contents against accidental or unforeseen physical damage, except for risks expressly excluded by the contract. Compared with named-peril policies, it offers broader and more flexible protection and is well suited to high-value or strategically important assets.
What does this policy cover?
Direct physical damage from fire, explosion, impact, vandalism, theft, water and other covered causes.
Natural events: hurricanes, earthquakes and flooding, depending on the plan.
Business interruption losses, when included.
Damage to machinery, furniture, inventory and electronic equipment.
Debris removal expenses.
Who is it for?
Companies with strategic physical assets: offices, warehouses, factories and logistics centers
Educational institutions, clinics, hotels and retailers
Owners of high-value or commercial-use property
Real-estate investors seeking broad asset protection
Clients seeking comprehensive coverage with fewer protection gaps
What does this policy cover?
Covers a broad range of accidental physical damage rather than only named risks
Helps avoid severe losses from unexpected events
Can be adapted to different property types and business uses
Suitable for clients seeking broad, premium protection
Supports business continuity after major losses